Comenity Lending Patient Solutions (2024)

FAQs

Is there a breach with Comenity Bank? ›

Was Comenity Bank hacked? A. No, we did not experience a cyber attack of any kind. The servicing issues we are experiencing are the result of a planned system update.

If you're facing income disruption due to COVID-19, please call Customer Care at 1-866-954-9258 (TDD/TTY: 1-888-819-1918) to discuss how we can help.

Flexible payment plans through LendingClub Patient Solutions make financing fertility care more affordable, easy, and stress-free. We offer the ability to finance up to three services into one monthly payment, such as IVF, medications, genetic testing, fertility preservation, and donor services.

To dispute a Comenity Bank charge, log in to your Comenity Bank account and search for the transaction to dispute, you must inform Comenity Bank of the dispute in writing. You may call customer service about the dispute at 1 (855) 823-1001, though they are not obligated to investigate unless you give a written notice.

A TCPA class action lawsuit was filed against Comenity Bank—which owns a number of popular store credit cards like Abercrombie and Fitch, Crate & Barrel, Ann Taylor, and Victoria's Secret just to name a few—alleging the bank placed call to consumers' cell phones using an automatic telephone dialing system and/or a ...

Comenity Bank recently underwent a brand change. It's now Bread Financial, a financial services company offering payment, lending and savings products, among others. That means if you're already a Comenity cardholder, you'll eventually see Bread Financial and its new logo replace the Comenity Bank name and logo.

The LendingClub scandal refers to when LendingClub was sued by the Federal Trade Commission in 2018 for issues related to falsely promising loans with "no hidden fees," telling consumers they had been approved for a loan when that was not true, and making unauthorized withdrawals.

Comenity Bank is a financial services company offering credit cards, personal loans, "buy now, pay later" plans, high-yield savings accounts and certificates of deposit. The bank is a subsidiary of Bread Financial, and you will see the Comenity name on credit cards issued by the bank.

Your Comenity Bank credit card could have been closed for various reasons, including the following: Inactivity. Your account was in default. Missed payments.

In an email to investors, LendingClub said: “Unfortunately, under a prospective banking framework, it is not economically practical for LendingClub to continue to offer Notes. “So, we had to make the difficult decision to retire the Notes platform effective December 31, 2020.”

How do I cancel my LendingClub patient solutions? ›

How to cancel a LendingClub Patient Solutions loan application. For LendingClub Patient Solutions loans, call us at 800-630-1663, Monday through Friday from 6 am – 5 pm Pacific Time. You must refund the full loan amount within 30 days of funding to have us waive your interest.

LendingClub can be a good choice for some borrowers, but it's not our top pick due to a high origination fee, slower loan funding and some questionable past behavior. However, if you have less than good credit, LendingClub may fit your needs.

Frequently Asked Questions

Call Customer Care immediately at 1-855-823-1001 (TDD/TTY: 1-800-695-1788).

Comenity Bank or Generic may contact you via call, text or email: If your account is past due. In response to account questions or concerns. With marketing and servicing emails.

If you default on any of your Comenity accounts, or with any of your other creditors, and you are unable to work out a solution with them, you will end up in collections.

Yes, Bread Savings, formerly Comenity Direct, is a product of Comenity Capital Bank, which is FDIC-insured (FDIC Certificate No. 57570).

Comenity Bank or Generic may contact you via call, text or email: If your account is past due. In response to account questions or concerns. With marketing and servicing emails.